In her work as an advocate who supports beneficiaries with their Work and Income (WINZ) appointments, author Pip Colgan sees many heartbreaking cases where families living in poverty have difficulty accessing the support they need to get by.

How much are caregivers of the young worth to an ageing society? In the years to come, a growing demographic of retired baby boomers will be evermore reliant on the willingness and ability of the younger population to support them.

People should be wary of recent criticism of Working for Families (WFF) tax credits as being a poverty trap. The problem is not the system itself, but the poor design from its inception.